Free business tool

Create a credit note that looks like your business.

Build it, brand it and download it. Reference the original invoice, explain the credit, add the items or charges being reversed, and choose from six professional templates.

No signup requiredYour data stays in your browserWorks with global currencies

Credit note builder

Create credit note

Optional means optional. Turn a section off and it disappears completely from the preview.

Your business

Shown as the issuer of the credit note.

Your logo

PNG, JPG, WEBP or SVG.

Business nameEmailPhoneWebsite

Business address

Customer

Who is receiving the credit?

Customer / company nameEmail

Billing address

Return / collection addressOnly show it if the credit relates to returned goods or a collection.

Credit note details

Link the credit clearly to the original transaction.

Credit note titleCredit note numberIssue dateCurrency

Type a code or currency name.Original invoice numberOriginal invoice date

Reason for credit

Items being credited

Add the goods, services or charges this credit note reverses.

Item 1

Item / service being creditedQtyRate

Optional description

Item 2

Item / service being creditedQtyRate

Optional description

Adjustments

Mirror the parts of the original invoice that are being reversed.

Discount adjustmentUse if the original invoice discount also applies to this credit.

Tax creditReverse VAT or other tax that formed part of the credited amount.

Additional creditRefunded delivery, handling or another credited charge.

Credit handling

Show what happens to the credit after it is issued.

Credit handling detailsBalance reduction, refund, customer credit or your own instruction.

How the credit is handledDetails / reference

Notes & terms

Use only what the credit note needs.

NotesA short explanation for the customer.

Notes

Credit termsOptional policy or accounting note.

Terms

SignatureAdd a simple authorized signature line.

Customize

Change the design without breaking the credit note.

Template

Brand colour

Heading fontBody font

Density

What you see is what prints

Live preview

BelvaraNairobi, Kenya hello@belvara.co.ke Belvara.co.ke

Credit Note

# CN-0001
Issued 08 Nov 2026
Original invoice INV-0001
Invoice date 08 Nov 2026
Price adjustment

Credit toAcme & Co.Upper Hill, Nairobi Kenya finance@acme.co

Description	Qty	Rate	Amount
Website design adjustmentCredit for scope removed from the original invoice	1	Ksh 15,000.00	Ksh 15,000.00
Support retainerUnused portion being credited	1	Ksh 5,000.00	Ksh 5,000.00

NotesThis credit note reduces the amount charged on the referenced invoice.

Credit termsThis credit note should be read together with the referenced invoice.

Credit subtotalKsh 20,000.00

Total creditKsh 20,000.00

Credit amountKsh 20,000.00

Credit handlingApplied to outstanding invoice balance Apply this credit against the referenced invoice.

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The Belvara effect

The credit note is done. The reversal after it doesn’t have to be manual.

Ksh 20,000.00 is being credited against INV-0001. In Belvara, the original sale, this credit, the customer balance and the refund or account-credit outcome can stay linked so the correction is reflected across the business instead of living only in a PDF.

Email for early access

Keep the original invoice linkedSee what was originally charged and exactly what the credit note changed without rebuilding the trail later.

Reverse the right consequencesCustomer balances, tax, finance and returned stock can stay connected to the same correction where applicable.

Track what happens to the creditKnow whether it reduced an outstanding balance, became a refund or remained as customer credit.