Free business resources

Free tools for
smarter business decisions.

Practical calculators, business documents, templates and guides
built for how Kenyan businesses actually operate.

Calculate, create, download and learn. Small tools. Big progress.

Explore by category

What do you need to do?

Choose a category to find the right resource for your business.

Calculate

Work out the numbers.

Pricing, margins, taxes, stock and cash flow.

Explore calculators

Create

Make a business document.

Professional documents without starting from scratch.

Create a document

Download

Get a ready-to-use template.

Track the parts of your business that matter.

Browse templates

Learn

Understand your business.

Guides, checklists and practical explanations.

Start learning

Calculators

Make the numbers make sense.

Free calculators built around everyday business decisions.

Product Pricing Calculator

Decide what to charge before you start selling.

Profit Margin Calculator

Understand how much of each sale you keep.

Break-Even Calculator

Know how much you must sell.

VAT Calculator

Work out VAT without doing the maths yourself.

TOT Calculator

Estimate turnover tax.

Reorder Point Calculator

Know when to restock your inventory.

Document generators

Documents your business actually needs.

Create and download professional business documents in minutes.

Sample Belvara invoice with item quantities, unit prices and amounts in Kenyan shillings.

Business templates

You don’t need to build every spreadsheet yourself.

Download free templates to help you track, plan and manage your business.

M-Pesa Reconciliation

Match payments to sales.

Daily Sales Tracker

Track your daily sales.

Expense Tracker

Monitor your business expenses.

Cash Flow Template

Plan and manage cash flow.

Stock Count Sheet

Keep track of your stock.

Lipa PolePole Schedule

Calculate instalments.

Business guides

Build your business knowledge.

Simple explanations, practical guides and useful checklists.

Profit Margin

How much of every sale becomes profit?

Cash Flow

Why being profitable doesn’t always mean having cash.

VAT

What you collect vs what belongs to the business.

Inventory

How much stock should you actually hold?

Pricing

How to price a product without guessing.

Tax & Compliance

VAT vs TOT: what business owners should understand.

Not sure where to start?

Tell us what you’re trying to solve.

We’ll point you to the most useful resources.

Go further

Free tools help you work something out.
Belvara helps you keep it worked out.

When your sales, stock, payments, expenses and customers start moving every day, Belvara keeps them connected.

Something better is coming

is coming as we build Belvara. Explore the waitlist to see what’s next.

Explore the waitlist